Infinite Banking is more than just life insurance — it’s a strategy that lets you grow your money safely, access it tax-free, and keep it working for you for life. The wealthy have used this concept for decades to build wealth, create cash flow, and pass on legacies without relying on banks or Wall Street. If you’re tired of losing control of your money and want a proven way to protect, grow, and access it on your terms, you need to understand Infinite Banking.
Infinite Banking is more than just life insurance — it’s a strategy that lets you grow your money safely, access it tax-free, and keep it working for you for life. The wealthy have used this concept for decades to build wealth, create cash flow, and pass on legacies without relying on banks or Wall Street.
If you’re tired of losing control of your money and want a proven way to protect, grow, and access it on your terms, you need to understand Infinite Banking.
Take the first step toward financial freedom.
Download my free BYOB Wealth Guide and see how to grow, protect, and access your money on your terms.
My name is Carlton Wood, and I’m passionate about helping individuals and families create a smarter path to financial security and generational wealth. I grew up in New York, where I learned early on the value of hard work, perseverance, and never settling for less than what life has to offer. After earning my bachelor’s degree from John Jay College of Criminal Justice, I began my career in a stable job making decent money. But even then, I knew deep down there had to be more—I wanted to do more than just earn a paycheck. I wanted to educate myself and others on how to truly build wealth and leave a lasting legacy.
That journey led me to financial education, where I discovered one of the most powerful yet misunderstood tools available: life insurance.
Most people think of life insurance as just a death benefit, but I teach my clients how it can be so much more. When structured properly, life insurance can become the cornerstone of a family’s financial strategy—offering tax advantages, guaranteed growth, liquidity, and the ability to build wealth while still enjoying life.
Today, through my work with Carlton For Life, I’ve dedicated myself to being more of an educator than a salesperson. My mission is to simplify complex financial concepts so that everyday people can understand how money really works. I show families and business owners how to take control of their finances, become their own bank, and create wealth that lasts for generations.
My approach is rooted in transparency, integrity, and empowerment. Whether I’m helping a senior plan for final expenses, showing parents a smarter way to save for college, or teaching professionals the infinite banking concept, my goal is always the same: to educate, inspire, and provide solutions that give people confidence about their future.
Because at the end of the day, a client with Carlton today is a client with Carlton for life.
Most people think of life insurance as just a death benefit, but I teach my clients how it can be so much more. When structured properly, life insurance can become the cornerstone of a family’s financial strategy—offering tax advantages, guaranteed growth, liquidity, and the ability to build wealth while still enjoying life.
Today, through my work with Carlton For Life, I’ve dedicated myself to being more of an educator than a salesperson. My mission is to simplify complex financial concepts so that everyday people can understand how money really works. I show families and business owners how to take control of their finances, become their own bank, and create wealth that lasts for generations.
My approach is rooted in transparency, integrity, and empowerment. Whether I’m helping a senior plan for final expenses, showing parents a smarter way to save for college, or teaching professionals the infinite banking concept, my goal is always the same: to educate, inspire, and provide solutions that give people confidence about their future.
Because at the end of the day, a client with Carlton today is a client with Carlton for life.
"Working with Carlton Wood was simple and easy! He explained my insurance options in a way that was easy to understand and made the whole process quick and stress-free. Highly recommend “Carlton for Life”
"Carlton is a great agent! He took the time to understand my needs and helped me find the right insurance coverage. Professional, knowledgeable, and easy to work with — highly recommend!"
"Great policies and really insightful on making proper recommendations. Just got a whole life policy which had better offerings than any other company out there"
"My experience with Carlton was great, he’s very knowledgeable on life insurance and after having a conversation about my life he offered me a policy that he believed that was best for me and my family. I recommend him to anybody who looking for life insurance."
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