Terms of Service

Effective Date: June 2025

By using this site and the services of Carlton For Life, you agree to the following terms.

1. Services Offered

Carlton For Life offers educational content and access to licensed life insurance professionals for consultations and policy placement.

2. No Guarantees

Results from using our planning guides or consultations are not guaranteed. Insurance approvals are subject to underwriting and carrier rules.

3. Intellectual Property

All branding, designs, and downloadable materials are property of Carlton For Life and may not be reused without written permission.

4. User Conduct

You agree not to misuse this website, spam forms, or submit false information.

5. Changes to Terms

These terms may be updated periodically. Continued use of the site means you accept those changes.